Hail Damage Isn’t Always Obvious
Hailstorms are common in Colorado, and roof damage isn’t always visible from the ground. In many cases, functional damage occurs even when shingles or membranes appear intact.
Knowing what to do immediately after a hailstorm can protect your home—and your insurance coverage.
Step 1: Don’t Climb on the Roof
After a storm, avoid walking on the roof. This can be dangerous and may cause additional damage.
Instead:
- Look for dents on gutters or downspouts
- Check siding and window trim
- Photograph hailstones if possible
Step 2: Document What You Can
If you suspect hail damage:
- Take photos of visible impacts
- Note the date and time of the storm
- Save weather alerts or reports
This documentation can help later if a claim is filed.
Step 3: Schedule a Professional Roof Inspection Quickly
Most insurance policies require timely reporting. A professional inspection helps:
- Identify functional damage
- Determine if damage meets claim thresholds
- Create proper documentation
Beacon Roofing typically provides inspections within 24–48 hours after a storm.
Step 4: Understand the Insurance Process Before Filing
Not all hail damage requires a claim. A qualified contractor can help you determine:
- Cosmetic vs functional damage
- Whether filing makes sense
- How deductibles and coverage apply
Filing unnecessary claims can impact future insurability.
Step 5: Avoid Storm Chasers
After major storms, out-of-state contractors often flood neighborhoods.
Red flags include:
- High-pressure door-to-door sales
- Requests for large upfront payments
- Lack of Colorado licensing or references
Choosing a local contractor protects your investment.
Schedule a Post-Hail Roof Inspection
Beacon Roofing is a locally operated Colorado roofing company serving Denver, the Front Range, and the Vail Valley.